Financing built for the businesses that run on a hot line
From a first build-out to a fifth location, fund kitchen equipment, hood and refrigeration systems, payroll, and expansion without freezing your cash. See what your kitchen qualifies for in about 2 minutes.
- No upfront fees
- Checking options won't affect your credit
- Funding in as fast as 24 hours
See what your business qualifies for
Answer a few questions and get matched to your best-fit option. Zero upfront fees. Checking won't impact your credit.
- A+ BBBAccredited business
- Zero upfront fees
- Soft credit check
- $500M+
- Funded to small businesses
- 4.9/5
- Trustpilot rating
- 24 hrs
- Fastest time to funding
- Funding amount
- $10K – $5M
- Funding speed
- As fast as 24 hrs
- Time in business
- 6+ months
- Min. monthly revenue
- $15K+
How it works
From application to funding in three simple steps.
- STEP 1
Tell us about your business
Answer a few quick questions about your roofing company and how much you need. It takes about two minutes and uses a soft credit check.
- STEP 2
Get matched to your best-fit option
We compare options across our lending network and surface the products your business actually qualifies for — no guesswork.
- STEP 3
Get funded
Review your offer, e-sign, and receive funds — in as fast as 24 hours for working capital.
Financing options for roofing businesses
Compare the business financing products your roofing company can get matched with.
Kitchen Equipment Financing
Ranges, walk-ins, hood systems, and POS — financed.
- Amount
- $10,000 – $2,000,000
- Funding speed
- 1–3 business days
Restaurant Working Capital
Cover food cost, payroll, and slow weeks.
- Amount
- $10,000 – $1,000,000
- Funding speed
- As fast as 24 hours
Restaurant Line of Credit
Draw for inventory and repairs, pay for what you use.
- Amount
- $10,000 – $500,000
- Funding speed
- 1–2 business days
Kitchen Build-Out & Expansion Loans
A lump sum for a build-out or a new location.
- Amount
- $25,000 – $5,000,000
- Funding speed
- 2–5 business days
SBA Loans for Restaurants
Lowest rates, longest terms — for established operators.
- Amount
- $50,000 – $5,000,000
- Funding speed
- 2–6 weeks
Estimate your payment
Get a quick, representative idea of monthly cost before you apply.
Estimate your monthly payment
A representative estimate at 8%–30% APR. Actual rates and terms vary by business and product.
See what your business qualifies for
Answer a few questions and get matched to your best-fit option. Zero upfront fees. Checking won't impact your credit.
- Your information is encrypted and never sold.
- No obligation — getting matched is free.
Matched through Big Think Capital's lending network.
Frequently asked questions
Will checking my options affect my credit score?
No. Seeing what your restaurant or kitchen qualifies for uses a soft inquiry that does not impact your personal or business credit score.
How fast can my restaurant get funded?
Working capital can fund in as fast as 24 hours — useful when a walk-in dies mid-service. Equipment and build-out term loans typically fund in 1–5 business days; SBA loans take longer in exchange for lower rates.
Do you finance ghost kitchens and delivery-only brands?
Yes. Ghost kitchens, dark kitchens, commissary operators, food trucks, and multi-brand delivery operations all qualify. We look at revenue and operating history, not your dining-room square footage.
Can I get financing for a kitchen build-out before I open?
Often, yes. Build-out and leasehold-improvement financing is available for operators with an existing track record or a strong concept; pre-revenue first-timers have fewer options but can still get matched.
Is this a consumer or personal loan?
No. Kitchens Finance is strictly business financing for restaurants, kitchens, and food-service companies — not consumer or personal loans.
Disclaimer
Kitchens Finance is a business financing marketplace powered by Big Think Capital, serving restaurants, ghost and dark kitchens, and food-service operators. We are not a direct lender and do not guarantee funding, approval, rates, or terms. All examples are representative only and are not an offer or commitment to lend. Actual rates, fees, and terms are set by the funding lender and depend on your business and credit. Business financing only — no consumer or personal loans.
Representative APR ranges from 7% to 45% depending on product, business profile, and credit.